To be successful as a lender –or in any other entrepreneurial endeavor –you only have to be good at a few things:

• Picking the right business niche
• Raising money
• Hiring good people
• Ability to iterate through your challenges
• Be Bold.

Go where others fear to tread.

Let’s get real!

Lending money to the masses can be very profitable! You can get CRUSHED as well.

The average U.S. worker is paid $23/hour. In real terms, $23/hour has the same purchasing power as $6/hour 40 years ago. The result? Staggering household debt! We are rapidly becoming a nation of “haves” and “have-nots.”

Many of you are reading this as you sit in Australia, Europe, the Islands, the USA, and China…

It’s the same theme everywhere.

In the USA, for example, 50% of U.S. residents are living paycheck to paycheck! [CareerBuilder.com]

One in three people are subprime borrowers.[<620 Credit Score.]

Two in five U.S. adults do not have access to $400 cash immediately.

Not in a bank account, a credit card, or under the mattress. They’ve already borrowed from friends, family, their church… folks who are in the same boat!

Nowhere to turn but to YOU!

What’s this mean to you?

OPPORTUNITY!

My Team will teach you how to loan money to the masses without getting your butt handed back to you.

How you ask?

• Free “Discovery Calls.”
• Our famous Course, “How to Start/Improve a Consumer Loan Business.”
• Consulting. By the hour, a retainer, equity… Let’s talk.

Yes, for many of you, reading our Course will be PAINFUL! It’s the price for entry and success. I hear this “pain” daily. Everything we’ve learned building our own consumer-facing loan business is in the Course! 

The loan products discussed  are:

• installment loans
• payday loans
• signature loans
• car title loans
• personal cash advances
• Business-to-business loans…

All of them can be very profitable!

Why We Teach [Go Here]

Profits [More]

Real-world example? We’re charging $15 to $30+ for every subprime 14-day loan we make in California and Texas. [Depends on the state licensing model or the Native American Tribe we collaborate with.]

That’s a 400%+ annual percentage rate (APR) for a borrower to use our money for two weeks. 

Imagine having a loan portfolio of $500K, $1MM, $5MM, $10MM+? 

It’s doable. Check out Enova. They reported that they loaned over $1 Billion dollars during their last 3 months earnings report! And they don’t even have 3% market share!!

Online lending? It’s here! Borrowers whip out their phone, fill out an application and are funded in <30 minutes! 

Inventory

A lender’s inventory is MONEY! It’s not tulips dying. It’s not rotting bananas. MONEY, MOOLAH, COIN, DINERO, SCRATCH, DOLLARS, EUROS…NICE!!DONE!

So, we’ve established that lending money to the masses can be very profitable!

Raising Money
This is a mindset. It’s about the presentation. Practice getting good at distilling your idea into a bite-sized amount.

Get your business launched. I’m not talking about immediately achieving scale. Just get your loan business open operating and fund a few loans. Storefront, Internet, monoline, combo… just fund a few loans!

Next?

Friends, family, peers, and members of your network… will find out what you’re doing. They will want to learn more. Don’t be shocked when they say, “I have $20K, $50K… sitting in the bank earning 1% per year before taxes and inflation. “Could you put my money to work in your new business?”

Of course, you can!

Offer them 6%, 8%, 10%+ per year. You can afford it when you’re grossing 500%+ APRs on your loan portfolio!

NOTE:
How am I calculating these APRs? Email me for my PDF calculations. TrihouseConsulting@gmail.com].

Hiring Good People
If you’re good at raising capital, you can hire people to do everything else.
You can hire a CEO.
You can hire a lawyer.
You can hire an experienced customer service representative.
You can buy “off-the-shelf” loan management software.
You can subscribe to a sub-prime consumer credit reporting service[CRA].
You can hire great people to do any part of this business.

YOU GET MY POINT!

To hire right, you need a giant funnel. You have to sift through a ton of leads. You need a system and an onboarding process. You’ve got to learn how to do this! [This intel is in our Course.Click Me]

The quality of your life is about the people around you.

Everything terrible that happened to you in the last ten years did not occur in a bubble.
Someone either DID or DID NOT do something to you.
That’s life.
Most problems in life are people problems.
We let the wrong –or right –people into our lives.
In business, there are some whack jobs! Don’t let them in!

Now go out, BE BAD and earn some SERIOUS MONEY!
Jer –TrihouseConsulting@gmail.com