Category: Opportunities

26
Oct

16 Consumer Loan Biz Opportunities

Participate in “The Business of Lending to the masses! Consumer loan businesses for sale, investment opportunites, buyers, Native American Indian collaborations available, check cashing kiosks, pawn shops available, debt collection agencies wanted, DMV car title loan savant available, websites for sale, BHPH opportunities, AML and compliance experts… 

Are you aware the CFPB was recently ruled unconstitutional?

16 consumer loan business opportunities that are Amazing

Simply Click the title below to expand the description.

Highly experienced consumer loan operator seeks additional capital to be used to fund loans. Multistore locations and online lending. Title loans, installment loans, payday loans. Equity collaboration. Superior returns available!

25+ year multi-store specialty lender seeks to retire.

Focused on serving the nearly 60% of USA households living paycheck to paycheck.

Primarily unsecured installment loans with a “smidgen” of car title loans.

Footprint in 3 very friendly states. 

Portfolio $20MM+ and scaling rapidly out of Covid event.

Tremendous management Team can remain.

Audited financials.

This is a “platform” scenario. Proprietary CRM & loan management SAAS platform.  In-house IT department. Ready to seriously scale!

The pawnshop industry is experiencing a renaisance! The industry is “counter cyclical!” The current economic environment of inflation and layoffs is driving up loan portfolios and transactions. The nearprime is deteriating into the subprime. Boomers are ready to retire. Family members are not interested.  Pawnshop interest rates are determined at the state level. Legal interest rates in some states exceed 300% APRs! Result? Opportunity!

Here’s a unique opportunity for an investor to earn 12% – 15% annual interest paid monthly. What makes this unique is that the Investor’s collateral is secured 100% by the Borrower! In Cash!!

A highly experienced executive is seeking to purchase existing debt collection agencies. 

Are you a car title loan lender? A BHPH dealer? A dealership? Do you need in-house trainig for your DMV work? Or, perhaps you’d like to outsource this function? We have a highly experienced DMV savant scaled to serve clients in all 50 states. 

“I help firms in the Debt Collection, MSBs and consumer lending industries  become licensed, quickly, inexpensively and painlessly.”

“My firm can get you licensed, certified and compliant quickly”

20+ year aged domain and website available. Great for lead acquisition, vendors serving the B2C lending space… Includes domain and website. Take a look. Make an offer. Boomer ready to sell.

.COM websites in our industry are hard to come by! BargainPaydayLoans.com is a rare opportunity. Boomer wishes to dispose of the domain and the website. Take a look. Make an offer. ALL offers respectfully considered.

Rapidly scaling Kiosk manufacturer seeks to expand locations. Focused on consumers lacking traditional bank accounts or credit. Check cashing. Bill pay. Bitcoin purchases. Gift card redemptions.

Consumers able to pay  with pin debit or even bitcoin.

Even banked consumers cannot go to their bank to purchase a gift card or buy an airtime card. Services include international calling, gift card redemption, and other services used by the masses.

“We service the estimated 25% of U.S. households who depend on brick and mortar locations such as C-Stores, Grocery Stores, Pawn Shops, Payday Loan Stores, Tax Prep Services…”

You can offer a multitude of financial services via an 18″ X 18″ footprint! We provide a single service point (Kiosk). Consumers can make use of multiple services in a place familiar to them, near their residence or work place and at their convenience.

Highly experienced BHPH executive seeks working capital expansion for Southeast BHPH portfolio. Superior ROI delivered!

We have both a CPA and a bookeeper, having years of specific payday, installment and car title loan experience onboarding new clients. Lenders, prepare for the sunami of subprime borrowers in 2023/24.

Experienced WordPress website designer available for new assignments. Here’s your opportunity to finally add an online presence to your storefront operation, launch a Blog to improve your search engine positioning, create your lead acquisition website… 

Experienced Lender, investor, debt collector seeking consumer loan businesses. Goal is to acquire storefronts throughout the USA and “roll them up” under one umbrella. Add online lending to the formula. All opportunities considered.

Lenders & vendors, are you aware of the advantages a collaboration with a federally recognized native American Indian tribe offers? You’ve heard rumbligs! Ready to explore? Are your state-by-state compliance and regulatory costs skyrocketing! 

CAM certified. AML Compliance for MSB’s. Independent reviews, Operating Manuals…  “I have performed thousands of independent reviews, drafted AML programs and risk assessments for check cashing operations, wire transmitters, dealers in precious metals, pawn brokers, foreign currency dealers, digital currency and MJ space.

I’ve owned money service businesses! I’ve walked the walk. With 2+ decades of experience, I have the ability and skill sets to provide operators with a unique level of collaborative consulting services. 

If you would like more details about any of these consumer loan business opportunities, reach out to me! Indicate which opportunity[s] you want to explore by #.

Jer Ayles [LinkedIn]

TrihouseConsulting@gmail.com

Do you want to be listed in our next release? We’ve nearly 8000 readers FOCUSED on the Business of Lending! Operators, Lenders, vendors, leaders… Reach out for details!

How to Start a Consumer Loan Business
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20
Aug

7 Acquisition Opportunities + Tribe TLE + MSB: Biz of Lending to the Masses

7 Acquisition/Participation Opportunities Available Today! 

NOTE: There are zero brokers involved in these deals listed below!

Los Angeles Check Cashing-Payday Loan Store for SaleNative American Financial Services: The opportunities for geographic and natural resource-challenged Native American Indian Tribes to experience economic prosperity via online eCommerce while simultaneously offering responsible financial services to deserving consumers is here today!

Tribally owned eCommerce businesses, in collaboration with “Silicon Valley” expertise [Fintech: Artificial Intelligence, data analysis, automated underwriting, instant funding, smartphone platforms…] results in lower customer acquisition costs [CAC], faster/cheaper underwriting, automated approval & funding, lower first-time payment defaults [FTPD].
Faster/Cheaper = lower-cost consumer loan products while maintaining superior financial returns to Indian Country. 
Los Angeles Check Cashing-Payday Loan Store for Sale 
Check Cashing & Payday Loan Brick-n-Mortar in Los Angeles, Calif.
Los Angeles Check Cashing-Payday Loan Store for Sale
Need more info about this Los Angeles Business?
Shoot an email to TrihouseConsulting@gmail.com
Los Angeles Check Cashing-Payday Loan Store for Sale
Nine Dollar Loan Center Installment Loan Stores in Utah
Audited financials are available.
Hurry on this one! This is a unique, highly desirable package in a “friendly” State with exclusive municipality arrangements that cannot be duplicated.
Dollar Loan Center Opportunity
Need more info about these Utah Dollar Loan Center installment loan business locations?
Get on a call with the seller today! Shoot an email to TrihouseConsulting@gmail.com

Los Angeles Check Cashing-Payday Loan Store for Sale

TITLE LOAN PORTFOLIOS WANTED: Cash buyer desires to purchase title loan portfolios in any state. AGGRESSIVE! Will consider all opportunities. Goal: To scale their car title loan portfolio rapidly. Note: Buyer is a 100% focused Online Title Loan Lender. Buyer desires your portfolios only. No stores, no infrastructure
Email TrihouseConsulting@gmail.com  for buyers contact info.

Los Angeles Check Cashing-Payday Loan Store for Sale

Texas CAB/CSO and “Regulated Lender” stores available:
Four independent sellers open to offers. Individual packages include:
  • 40 locations
  • 10 locations 
  • 2 locations
  • 1 location
Email TrihouseConsulting@gmail.com  for sellers contact info 

Los Angeles Check Cashing-Payday Loan Store for Sale

Southern Calif. PDL Location: San Diego, Calif payday loan store available. 10+ years…
To discuss directly with seller: TrihouseConsulting@gmail.comLos Angeles Check Cashing-Payday Loan Store for Sale
MSB Bank Services Needed: I have  several MSB licensed California clients owner/operators having blended multi-chain check cashing/liquor/convenience stores in need of bank services. Check cashing volumes range from $100M/month [That is not a misprint.] to $1.5M per month. These locations cash checks, sell money orders, wire money via MoneyGram & Western Union… These are operators having 20+ years in the MSB industry, stellar audit/compliance programs… paying $100K+/month bank fees! ACH & debit card processing would be a plus. 
Their typical client is the unbanked/underbanked consumer or small & medium-sized business [SMB] who needs to cash their payroll, government or insurance check in order to purchase food, liquor, building supplies, inventory for resale… 
Background: My colleague has built a 20 year+ compliance practice focusing on money service businesses, convenience stores [think 7-11 & Circle-K] and liquor stores offering check cashing, money transfer, money order sales in conjunction with cigarettes, beer, wine and liquor, snacks, pizza, gasoline, breakfast, candy, ice cream…  
For detailed financials, a “deck” & more: Email TrihouseConsulting@gmail.com 
Los Angeles Check Cashing-Payday Loan Store for Sale

THE BUSINESS OF DELIVERING MONEY TO THE MASSES IS UNDERGOING MASSIVE DISRUPTION!

Fact 1: 11,000 boomers turn 65 YEARS OLD EVERY DAY and a hell of a lot of them own money service businesses.  The Boomer generation owns more businesses today than any generation in history!

Fact 2: Family members of these Boomers don’t want to take over the family business! So… Boomers need to sell! It’s a BUYERS MARKET!

Fact 3: We have been, and will continue to be a “society of Debtors & Creditors!” It’s simply a fact of life.

Fact 4: Startups fail. They fail OFTEN! Why start when you can buy? Acquire, grow, innovate, increase profits, build an ASSET… Acquisition Entrepreneurs do not start companies from scratch. They acquire companies with established customers, brand awareness, employees, and most importantly revenue and PROFITS.

Acquisition Entrepreneurship

Magical Recipe = combine an existing small business’ profitable infrastructure + innovation + entrepreneurs drive and energy.

Fact 5: When Boomers sell, they need to put their proceeds to work! A CD with Wells Fargo earning <2% ain’t going to cut it! Better? Seller financing!

Fact 6: Existing businesses that are able to embrace the disruptive technologies attacking them experience GREATER SUCCESS than startups. OLD DOGS with NEW TRICKS easily withstand disruption in an industry! The OLD DOGS benefit from existing infrastructure, industry insight and existing customers panting for superior loan products and immediate gratification.

Forward to a friend! Earn a piece…  Got a deal? An opportunity? Reach out to Me!
Jer – Trihouse 702-208-6736 Cell
Knowledge Store: Resources for Lending $$ to Consumer
https://www.PaydayLoanIndustryBlog.com
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29
Jul

Utah Acquisition Opportunity: Nine “Dollar Loan Center” Locations & Asset Sale

To the point, an “Acquisition Opportunity” including Nine Turnkey, State-of-the-Art, High-end Dollar Loan Centers for Sale in Utah.

What’s included in this sale: 

  • All the assets; a highly profitable ongoing installment lending business.
  • Nine Locations spread throughout Utah.
  • The past 18 months demonstrated solid consistent profits of $186,801 per month = $2,241,613 annualized! [January 21st – June 30th 2019.]
  • 15 years; tens of thousands of loyal customer data & transactions.
  • Fully reviewed & audited RSM McGladrey Financials.
  • Operations & Key Management/employees.
  • High-end furnishings & fixtures [If you know Chuck & his Team, you’re already aware they always go BIG with every endeavor!]
  • Cash Recyclers: Your money is safe from external & internal theft with these built-in secure vaults.
  • Loan Management Software [LMS]is provided by a top name in our industry.
  • An extensive “Non-Compete will be provided to the buyer on the seller’s behalf.

In essence, a strong, Utah embedded organization with incredible staff and impeccable Utah municipality & regulator relationships.

There are no “brokers” in this deal! Potential buyers will negotiate directly with the CEO/Founder of Dollar Loan Center via private communications established specifically for this opportunity!

Important Note: The trademark/brand “Dollar Loan Center” will NOT be included in this asset sale.

As my readers know, Utah is an extremely hospitable state for banking, lending, AFS products… Although it’s relatively easy to secure a Utah lending license, it’s virtually impossible to secure storefront locations due to a multitude of municipal moratoriums..

Frankly, I anticipate a bidding war for this package of nine turnkey locations! Why? As a result of a multitude of positive developments regarding the CFPB, President Trump’s administration and highly anticipated re-election, historically low unemployment rates, record earnings and transaction volume reported by the publicly traded lenders in our space, an unquenchable desire by consumers for immediate small-dollar CASH-in-HAND loans …I simply do not recall a higher sense of optimism present in our industry since “the good old days!”

Want to take a deep dive into this opportunity & learn more? Get a copy of Chuck’s CONFIDENTIAL 17 pages “Dollar Loan Center Utah Operation Overview” offering!

If you’re serious and want to learn more about this unique one-of-a-kind opportunity:

  1. Navigate to the bottom of THIS PAGE
  2. Click on the “Download PDF” arrow/button
  3. Print the “Confidentiality Agreement.”
  4. Sign pages 1,7 and 9 where indicated ________________Purchaser
  5. Scan/email to me at TrihouseConsulting@gmail.com  
  6. Include your Name, Your Company Name if applicable, your phone… in this email you send to me.
  7. Immediately after Chuck B. receives your signed copy, you will receive the CONFIDENTIAL 17 pages “Dollar Loan Center Utah Operation Overview” offering packet with financials and pricing in addition to Chuck’s personal cellphone number & email established specifically to discuss this opportunity directly with Chuck.

The story?

Dollar Loan Center OpportunityI had the pleasure of meeting my long-time friend and one of the most respected and legit installment lenders in the industry, Chuck Brennan of Dollar Loan Center, for lunch near our homes in Newport Beach this past Friday.

Chuck B. has been in the industry for over 20 years! He launched in Las Vegas, Nevada. His Team grew Dollar Loan Center to over 100 locations in 4 states (Nevada, Utah, California and South Dakota). After successfully exiting their operations in California and South Dakota, as of today, Chuck, Mary and Team Dollar are ready to put their Utah operation on the market. They were planning to announce this in just a few days; on August 1st to be exact.

HOWEVER, I asked Chuck if it would be ok to blast out this great opportunity to my exclusive list of CEO’s and Decision Makers like yourself!

This will be an amazing opportunity for any organization capable of taking advantage of the 15 years of blood and sweat Chuck, Mary and Team Dollar have invested in building this highly profitable and respected asset in Utah.

Again, access the “Confidentiality Agreement” PDF below. Sign pages 1, 7 and 9. Then email it to TrihouseConsulting@gmail.com include your Name, Phone Number, Company Name [if applicable]

Following Chuck’s receipt of the signed “Confidentiality Agreement,” you will immediately receive the CONFIDENTIAL 17 pages “Dollar Loan Center Utah Operation Overview” offering packet with financials and pricing.

NOTE: I am NOT a Broker in the middle of this opportunity! I’m simply helping a friend get out the word to you and do what I do best: be the conduit that enables my network to connect & prosper.

Peace, Jer [ANY issues? Call Jer at 702-2086736 or email.]
[pdf-embedder url=”https://paydayloanindustryblog.com/wp-content/uploads/2019/07/Dollar-Loan-Center-Utah-Confidentiality-Agreement-1.pdf” title=”Dollar Loan Center Utah Confidentiality Agreement 1″]

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01
May

Check Cashing Store Opportunity Available: Philadelphia, PA.

BUSY CHECK CASHING STORE FOR SALE IN THE HEART OF PHILADELPHIA, PENNSYLVANIA.

Well established for decades. Licensed by the State of Pennsylvania Banking Department.  Owner is retiring and wants to sell. [A “Baby Boomer…”

Check cashing breakout

  • Payroll 60% (average fee 1.5%)
  • Government/tax refunds 20% (fee 2%)
  • Attorney checks/settlement 10% (fee 2%)
  • Commercial check cashing 10% (fee 1.5%)  big room to grow here.
  • Gross sales: 2018
  • Check cashing 12.3 million
  • Bill payments 2.7 million
  • Wire transfer $925,000
  • Money Orders 3.5 million
  • Debit cards $106,000
  • Store grosses approximately $150,000 per year
  • The building is owned by the seller. A long-term lease is available! [The location also has a basement if needed to store the piles of cash you make!]
  • Note to my astute readers: “Operation Chokepoint,” MSB licensing and banking not an issue for the buyer.

Services currently offered:

  • Check cashing
  • Western Union wire transfer
  • Western Union money orders
  • Bill pay via check free pay
  • Nexis prepaid debit
  • Lotto
  • EBT
  • ATM (lease, they pay per transaction)

Want to explore this “Buy then Build” opportunity? Philly@PaydayLoanUniversity.com

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