PROFORMA FINANCIAL MODELING TOOL

Every B2C consumer loan entrant needs our new “Consumer Loan Pro Forma Financial Modeling Tool.” 

Our analytics gurus built this tool. With it, you have the ability to “play” with multiple inputs, including lead costs, default rates, loan conversion rates, number of loans funded daily/monthly, average loan principal amount, fee charge per loan principal, rollovers, employee costs, overhead expenses…

We provide a solid foundation with which you can start. Then, you change the variables based on your “secret sauce.”

We guarantee our “Consumer Loan Pro Forma Excel Spreadsheet” will blow you away with its power to enable your Team to “see into the future.”

You’re a lender.
Do you want to apply “what-if” scenarios for your [B2C] consumer loan business?

Our new Excel Financial Modeling Tool enables you to leverage hypothetical data or assumptions about future values to project future performance.

“The purpose of “what-if scenarios” is not to predict the future, but to influence it.”

Plug-in different scenarios into our “Financial Modeling Projections Tool.” Develop a plan to improve those projections and execute them.

Typical What-If Scenarios:

You buy leads. Should you buy $2.00 leads? $10 leads? $50 leads? $100 leads? $185 leads? [The average CAC [Customer Acquisition Cost in our industry is $185.00]

What’s the impact on your loan portfolio if you convert 8% of $50 leads vs. 3% of $10 leads?

What if you increased your “reacts” to 65% vs. 42%?

What if you could hire an offshore VA [Virtual Assistant] at $200/month and work to increase your organic leads to 20/day vs. your anticipated 5/day?

What would be the impact on your portfolio if you purchased 150 leads daily at $8 with a conversion rate of 4% vs. 100 leads daily at $50 each with a conversion rate of 18%?

What is the impact on your portfolio if you increased your average loan principal to $425 vs. $385? To $500? $800? Whatever?

What is the impact on your portfolio if you decreased your FPDs [1st time Payment defaults} from 30% to 12%?

What’s the impact on your P & L if you increase your employee average hourly rate from $12.50/hr to $15.25/hr

What if you bring your call center in-house?

What if you add online/storefront title loans to your product offering? Say an average $1200 loan principal with a term of 6 months at $20/$100 loan principal? At $25/$100 loan principal for 30-day terms?

What if you offered a 36% APR unsecured loan product? An 80% APR? A 120% APR?

What if you implemented a formal referral program and spiffed your employees $25/funded loan? Spiffed customers $50/title loan?

What if your ACH fees increased from $1.50/each to $1.75/each?

What is the impact on your portfolio and P & L if your LMS [Loan Mngt. Software] provider increases its monthly fee from $150/month to $200/month & $1.00 per transaction?

What if your ACH fees increased from $1.50/each to $1.75/each?

What is the impact on your portfolio and P & L if your LMS [Loan Mngt. Software] provider increases its monthly fee from $150/month to $200/month & $1.00 per transaction?

And on and on and on… Only your imagination limits your possibilities!

There is nothing like this tool on the market today. We’ve invested our 20+ years of consumer loan knowledge and experience as a Lender in this tool. You cannot access anything like this tool unless you bring serious lending experience and Excel experts to your “game.”

Your financial projection is an estimate of your business’s future revenue and expenses based on various inputs. Our financial modeling tool enables you to “play” with these inputs.

Invest Now! Only $50.00. Delivered to your Inbox. Visa, M/C, PayPal…

Here are just a few screenshots:

Your investment? Only $50.00 delivered to your Inbox. Visa, M/C, Amex, PayPal

Businesses use pro forma statements for planning and control decision-making and external reporting to owners, investors, and creditors.

Product Details
We offer a tool enabling you to forecast, evaluate, critique, and measure your company’s strategic goals to help your company fulfill its vision.

What If’s:

Our “Financial Modeling Excel Projection Tool” enables you to make the right business performance predictions and make crucial decisions related to investments, financing sources, control strategies, debt decisions, and inventory management.

1. Creating a Business Plan

Financial projections help Founders, potential investors, and key employees… understand the business’s operational potential.

2. Attracting Investors

Before investing their funds in the business, investors look to measure the business’s financial viability; financial viability can be measured in terms of expenses, revenues, and growth patterns, which becomes an essential key for the investor to decide whether to invest in the business or not.

3. Creating financial budgets

Financial projections help you map out your business’s potential growth and create financial budgets that enable your business to grow and thrive.

4. Securing capital from investors & financial institutions.

Stop guessing. Impress investors with data-driven numbers. Before granting a loan or assistance, investors, friends & family, banks, and financial institutions demand to know the business’s financial viability. This enables interested parties to assess the financial statements of the business performance and predict the business’s growth potential.

5. Solving business purposes

Apart from the four major purposes, financial projections also help solve business challenges, including anticipating problems before they arise and help you prepare for the future.