Essay Reveals Payday Loans Not the Central Cause of Borrower Financial Calamity

By | Feb 22, 2016

Payday Loan Defaults Do Defaults on Payday Loans Matter? Ronald Mann Columbia Law School By: Jer Trihouse. The CFPB continues to attack the payday loan industry based on biased data collection and, quite frankly, the CFPB bureaucrats distaste for a financial product millions of consumers “vote” for by using. Thus, this essay by Ronald Mann at […]

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Native American Sovereignty & Payday Loans

By | Feb 12, 2016

Payday Loan Lending via Native American Tribes The Native American Financial Services Association (NAFSA) formed in 2012 to advocate for Native American sovereign rights and enable tribes to offer responsible online lending products appeared today before the House Financial Services Committee to defend the rights of tribes to employ e-commerce to offer consumers payday loan […]

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Tribe Payday Loans & Arbitration Agreements

By | Feb 8, 2016

It’s been legally established that federally recognized Native American Indian Tribes funding payday loans are entitled to their own laws and legal systems and generally don’t necessarily have to follow state or even federal laws. [There are exceptions such as TILA…] The payday loan lender Cheyenne River Sioux stipulate in their loan contract: “According to […]

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Bank Accounts: Lenders, Check Cashers

By | Feb 3, 2016

Bank Accounts for Payday Loan, Installment Loans, Small Dollar Loans, Consumers… The CFPB issued a “policy directive” suggesting banks and credit unions do more for consumers lacking bank accounts. This is a laudatory action. Those of us offering payday loans, installment loans, car title loans, line-of-credit, check cashing… know well how difficult this negative situation […]

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