Installment Loan/Payday Loan/Car title Loan Training Bible
Immediate download in Adobe Acrobat.
For start-ups, hedge funds, investors, vendors, suppliers, legal counsel, media coverage, consumer advocates… anyone in need of, not only a discussion of Internet & brick-n-mortar licensing models, ACH, Internet & offline marketing, collections, software… but additionally a MACRO discussion of the AFS (Alternative Financial Services) industry.
How to start a small dollar consumer loan business. Focused on payday loans, installment loans, car title loans, line-of-credit loans and Texas CSO lending. Both Internet and brick-n-mortar models covered. Includes current State/Province license info & legislation, tribe & offshore strategies.
|NOTE: Got a question? 702-208-6736 10 A.M – 5 P.M. PDT.
|Tribe Lender Term Sheet||
(TLE) Tribal Lending Enterprise Term Sheet Example
Immediate download in Adobe Acrobat.
Typical Term Sheet for Tribal Lending Enterprise (TLE). Are you in need of a term sheet for launching a de novo tribal lending enterprise? Or, perhaps you need to improve your current one? We offer a typical term sheet that has been in the public domain as a PDF. We’ve had our lawyers convert it to a word document. This will enable your Team to modify and update it. We include a discussion of the Arbitration Agreement as well as several additional tribal lending related documents at no additional charge. Note: ENTER YOUR EMAIL ADDRESS ACCURATELY! After ordering, you will receive a link to our “Term Sheet” as a Microsoft Word Document in your email inbox immediately.
Payday Loan, Installment Loan & Car Title Business Courses and Training Materials Available
Trihouse Consumer Loan Business Consulting – what we do
Whether you’re new to the small dollar loan space, a venture capitalist or an investor attempting to get a handle on “how this small dollar loan thing works,” a seasoned veteran needing to know the latest strategies, tactics, tech developments, underwriting practices, LMS (loan management software)… or a lawyer researching licensing issues (tribe, choice-of-law, state/province or offshore), you need our “Consumer Loan Bible” described below
You can spend weeks “Googling” your way to get information or invest a couple of hundred bucks and dig into our 300+ page “Bible” immediately. We GUARANTEE you will be pleasantly surprised by the thoroughness of our work! Why do we do it? Quite frankly, our “Bible” opens doors, starts dialog and enables us to continue to prosper in the small dollar loan niche.
We have been in the small dollar consumer loan (SDC) industry offering payday loan, car title loan, and installment loans for more than 20 years. We are store operators, Internet lenders and consultants. Virtually everyone in the payday loan niche knows our CEO, Jer at Trihouse.
The consumer loan industry is “cranking!” The number of transactions are increasing substantially. Demand for consumer small dollar loan products – that is $100 to $3500 loans by consumers – is growing 30% per year. There’s a constant barrage of new strategies, tactics, legislation, vendor solutions, software offerings and more. As a result, the various manuals and reports listed below are updated on a monthly basis.
|If you're worn out spending hour upon hour searching Google for consumer loan business strategies, know-how, software, licensing, consumer credit reporting, sample contracts, collection tactics, profitability, how much start-up capital you need, anticipated default metrics, and on and on and on... Our "Bible" delivers ALL THESE ANSWERS AND MORE!|
How to loan money to consumers! Payday loans, car title loans, installment loans, line-of-credit loans... via the Internet and storefront models.
How profitable are they? How much do these businesses earn?
Do you need a license?
We update our "Bible" every 3 months.
|Course 1: How To Start a Consumer Loan Business
Our 500+ Page Manual
Profits: Consumers pay $10 - $35 per $100 Borrowed
How to launch a consumer lending business
Small Dollar Loans
Car Title Loans
Non-Secured Personal Loans
What loan management software to use?
Collections? How to Collect Your $$
Borrower Underwriting? 3rd Party Credit Reporting Agencies for the Sub-Prime
Store & Internet Lending tactics & strategies
Sample contracts, License apps...
Tribe Model: How to Partner with a Native American Indian Tribe
How to Deliver the $$ to Your Borrower [ACH, Debit, Cash, Checks...]
Texas & Ohio CSO/CAB model
Marketing, Branding, Advertising: How to Put Your $$ to Work
Leads: Buy $2 leads or $200 Leads?
Web Sites: Why You Need Them. How to Get One Built Inexpensively. Mobile-Friendly...
Site Selection: Where to Put Your Loan Store
Default Rates: How Many Borrowers Will Fail to Pay You
Email Strategies: How to Build Your Own List
No More Faxing...
How do You Raise $$: Cost of Capital Today
$237.00 PDF Immediate Download
100% Refund Policy
Click Here: $237.00 Immediate PDF Download
Doubts? Here's a Link to our Founder's LinkedIn Profile
Click this link Course #1 for a complete Table of Contents.
|CAB/CSO Texas CAB Services Organization Report (Texas)
For Lenders offering car title loans, payday loans, installment loans, line-of-credit loans... B2C consumer loans.
An analysis of the CAB/CSO Credit Services Organization Model as it applies to Texas. An alternative to the "Regulated Lender Model.
What is a Texas CAB/CSO Credit Services Organization?
In essence, a CAB/CSO or Credit Services Organization is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:
* Improving a consumer's credit history or rating.
* Obtaining an extension of consumer credit for the consumer.
* Providing advice or assistance to a consumer regarding the previous two services.
How does the CAB/CSO Credit Services Organization work with consumer loans?
The CAB/CSO Credit Services Organization operates as a broker, The Texas Credit Services Organization Act (CSOA) allows the lender to register as a CAB/CSO and act as a loan broker. Thus, the CAB/CSO can make loans via "3rd Party Lenders" that are UNREGISTERED and UNLICENSED. The CAB/CSO Credit Services Organization acts as a broker for the consumer in need of funds by issuing a "letter-of-credit" on behalf of the consumer to a "3rd Party Lender." This 3rd Party Lender funds the "loan" brokered by the CSO.
How does the Texas CSO Credit Services Organization collect its 3 fees:
A referral fee for referring the consumer to the lender that actually funds the "loan." This is not stipulated by any law but is currently $20 to $30 per $100.
An application fee for filling out the CSO documents; typically $10 per $100.
The interest on the "loan;" Texas state law caps this at 10%/year for the unlicensed 3rd-Party Lender.
Your Total investment? $197.00. Delivered as a PDF immediately to your email inbox.
We provide everything you need to acquire your CAB/CSO License from the Texas OCCC and your complete comprehension of how to launch an online/storefront Texas Consumer Lending Business.
|Payday Loan, Title Loan, Boot Camp, Installment... Boot Camp -LIVE
Boot camps are run in our South Texas “live” Loan Center
We offer small-dollar loan training
You and one employee/partner may attend
Our "Bible: How to Loan Money to the Masses" is included
These are “one-on-one” intensive workshops customized for your situation and challenges
We cover both the store model and the Internet Model
The fee is $5000 total per company (Including our Bible)
We schedule our Boot Camps in our Texas location to accommodate your Team
2-Days in a "live" Loan Center in South Texas. Includes our "How to Loan Money to the Masses Bible" emailed immediately in Adobe Acrobat.
||Schedule a Call with our Founder.
You want to learn how to make money by lending money? You’re fed up spending hours and days with “google search” in an attempt to figure out if small-dollar lending, payday loans, car title lending, and installment loans are profitable?
Talk to an expert!
1] Request a Call; as little as $75.00 for a 15-minute call. Extend the call if you like.
2] Via Clarity.fm, you will be pre-charged for the estimated length of the call, based on our rate of $200/hr.
3] Connect directly with our Founders on the day and at the time you select.
4] Ask ANY question regarding the small-dollar loan industry
4] At the appointed day/time, call the conference line we provide. After our call, the charge will be adjusted to reflect the actual length of our call.
Jer and the Team at Trihouse Consulting have taught thousands of entrepreneurs the correct way to identify, evaluate, negotiate, perform due diligence on, finance, turn-around and operate payday loan, car title loan, and installment loan businesses; the business of making money by lending money. Some people think we’re nuts for doing this, but the truth is that we’re far from crazy. DOING & Teaching opens doors for us that pales in comparison to any other channel.