Image Cash Letter ICL

By | May 17, 2015

Image Cash Letter-ACH Alternative Payday Loan & Car Title ACH Alternative – The Offering: Image Cash Letter: A web based portal that will allow for the following: 1) Collection of payments in as early as 1 day 2) Verification of the account prior to deposit to minimize return items and fees (option to push payment […]

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Payday and Car Title Loans

By | May 17, 2015

TEXAS CREDIT ACCESS BUSINESS PAYDAY LOANS & CAR TITLE LOANS Filing Criminal Charges Against Consumers Under Section 393.201(c)(3) of the Texas Finance Code, a contract between a consumer and a credit access business (CAB) offering payday or car title loans must state that “a person may not threaten or pursue criminal charges against a consumer […]

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Moneytree-Washington Payday Loan Laws

By | May 1, 2015

UPDATE ON WASHINGTON PAYDAY LOAN LAWS: A bill backed by Seattle-based Moneytree to reshape the state’s payday loan regulations and allow longer-term borrowing survived a contentious Senate debate but was not taken up by the House. Senate Bill 5899 would replace traditional two-week, high-interest consumer loans with “installment loans” that could extend – and accrue […]

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