Alleged Facts

20. Ms. Bynon is the owner of a 2008 Ford F150 Lariat Supercrew worth over $20,000. Exhibit P-7.

21. The vehicle was titled, registered, and licensed in Pennsylvania.

22. Ms. Bynon keeps the vehicle at her personal residence in Pennsylvania.

23. In 2013, Sovereign operated a web site under the fictitious name Title Loan America, from which it made title loans to residents of Pennsylvania at triple digit interest rates. Exhibit P-6.

24. During the month of March, 2013, Sovereign purports to have lent Ms. Bynon $2,500 at or about an annual interest rate of 180%.

25. Ms. Bynon entered into the loan transaction from a her computer at her home within the Commonwealth of Pennsylvania.

26. The car title loan was supposedly memorialized by a written contract, but Sovereign did Continue Reading..