THE BLOG

20
Aug

7 Acquisition Opportunities + Tribe TLE + MSB: Biz of Lending to the Masses

7 Acquisition/Participation Opportunities Available Today! 

NOTE: There are zero brokers involved in these deals listed below!

Los Angeles Check Cashing-Payday Loan Store for SaleNative American Financial Services: The opportunities for geographic and natural resource-challenged Native American Indian Tribes to experience economic prosperity via online eCommerce while simultaneously offering responsible financial services to deserving consumers is here today!

Tribally owned eCommerce businesses, in collaboration with “Silicon Valley” expertise [Fintech: Artificial Intelligence, data analysis, automated underwriting, instant funding, smartphone platforms…] results in lower customer acquisition costs [CAC], faster/cheaper underwriting, automated approval & funding, lower first-time payment defaults [FTPD].
Faster/Cheaper = lower-cost consumer loan products while maintaining superior financial returns to Indian Country. 
Los Angeles Check Cashing-Payday Loan Store for Sale 
Check Cashing & Payday Loan Brick-n-Mortar in Los Angeles, Calif.
Los Angeles Check Cashing-Payday Loan Store for Sale
Need more info about this Los Angeles Business?
Shoot an email to TrihouseConsulting@gmail.com
Los Angeles Check Cashing-Payday Loan Store for Sale
Nine Dollar Loan Center Installment Loan Stores in Utah
Audited financials are available.
Hurry on this one! This is a unique, highly desirable package in a “friendly” State with exclusive municipality arrangements that cannot be duplicated.
Dollar Loan Center Opportunity
Need more info about these Utah Dollar Loan Center installment loan business locations?
Get on a call with the seller today! Shoot an email to TrihouseConsulting@gmail.com

Los Angeles Check Cashing-Payday Loan Store for Sale

TITLE LOAN PORTFOLIOS WANTED: Cash buyer desires to purchase title loan portfolios in any state. AGGRESSIVE! Will consider all opportunities. Goal: To scale their car title loan portfolio rapidly. Note: Buyer is a 100% focused Online Title Loan Lender. Buyer desires your portfolios only. No stores, no infrastructure
Email TrihouseConsulting@gmail.com  for buyers contact info.

Los Angeles Check Cashing-Payday Loan Store for Sale

Texas CAB/CSO and “Regulated Lender” stores available:
Four independent sellers open to offers. Individual packages include:
  • 40 locations
  • 10 locations 
  • 2 locations
  • 1 location
Email TrihouseConsulting@gmail.com  for sellers contact info 

Los Angeles Check Cashing-Payday Loan Store for Sale

Southern Calif. PDL Location: San Diego, Calif payday loan store available. 10+ years…
To discuss directly with seller: TrihouseConsulting@gmail.comLos Angeles Check Cashing-Payday Loan Store for Sale
MSB Bank Services Needed: I have  several MSB licensed California clients owner/operators having blended multi-chain check cashing/liquor/convenience stores in need of bank services. Check cashing volumes range from $100M/month [That is not a misprint.] to $1.5M per month. These locations cash checks, sell money orders, wire money via MoneyGram & Western Union… These are operators having 20+ years in the MSB industry, stellar audit/compliance programs… paying $100K+/month bank fees! ACH & debit card processing would be a plus. 
Their typical client is the unbanked/underbanked consumer or small & medium-sized business [SMB] who needs to cash their payroll, government or insurance check in order to purchase food, liquor, building supplies, inventory for resale… 
Background: My colleague has built a 20 year+ compliance practice focusing on money service businesses, convenience stores [think 7-11 & Circle-K] and liquor stores offering check cashing, money transfer, money order sales in conjunction with cigarettes, beer, wine and liquor, snacks, pizza, gasoline, breakfast, candy, ice cream…  
For detailed financials, a “deck” & more: Email TrihouseConsulting@gmail.com 
Los Angeles Check Cashing-Payday Loan Store for Sale

THE BUSINESS OF DELIVERING MONEY TO THE MASSES IS UNDERGOING MASSIVE DISRUPTION!

Fact 1: 11,000 boomers turn 65 YEARS OLD EVERY DAY and a hell of a lot of them own money service businesses.  The Boomer generation owns more businesses today than any generation in history!

Fact 2: Family members of these Boomers don’t want to take over the family business! So… Boomers need to sell! It’s a BUYERS MARKET!

Fact 3: We have been, and will continue to be a “society of Debtors & Creditors!” It’s simply a fact of life.

Fact 4: Startups fail. They fail OFTEN! Why start when you can buy? Acquire, grow, innovate, increase profits, build an ASSET… Acquisition Entrepreneurs do not start companies from scratch. They acquire companies with established customers, brand awareness, employees, and most importantly revenue and PROFITS.

Acquisition Entrepreneurship

Magical Recipe = combine an existing small business’ profitable infrastructure + innovation + entrepreneurs drive and energy.

Fact 5: When Boomers sell, they need to put their proceeds to work! A CD with Wells Fargo earning <2% ain’t going to cut it! Better? Seller financing!

Fact 6: Existing businesses that are able to embrace the disruptive technologies attacking them experience GREATER SUCCESS than startups. OLD DOGS with NEW TRICKS easily withstand disruption in an industry! The OLD DOGS benefit from existing infrastructure, industry insight and existing customers panting for superior loan products and immediate gratification.

Forward to a friend! Earn a piece…  Got a deal? An opportunity? Reach out to Me!
Jer – Trihouse 702-208-6736 Cell
Knowledge Store: Resources for Lending $$ to Consumer
https://www.PaydayLoanIndustryBlog.com
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29
Jul

Utah Acquisition Opportunity: Nine “Dollar Loan Center” Locations & Asset Sale

To the point, an “Acquisition Opportunity” including Nine Turnkey, State-of-the-Art, High-end Dollar Loan Centers for Sale in Utah.

What’s included in this sale: 

  • All the assets; a highly profitable ongoing installment lending business.
  • Nine Locations spread throughout Utah.
  • The past 18 months demonstrated solid consistent profits of $186,801 per month = $2,241,613 annualized! [January 21st – June 30th 2019.]
  • 15 years; tens of thousands of loyal customer data & transactions.
  • Fully reviewed & audited RSM McGladrey Financials.
  • Operations & Key Management/employees.
  • High-end furnishings & fixtures [If you know Chuck & his Team, you’re already aware they always go BIG with every endeavor!]
  • Cash Recyclers: Your money is safe from external & internal theft with these built-in secure vaults.
  • Loan Management Software [LMS]is provided by a top name in our industry.
  • An extensive “Non-Compete will be provided to the buyer on the seller’s behalf.

In essence, a strong, Utah embedded organization with incredible staff and impeccable Utah municipality & regulator relationships.

There are no “brokers” in this deal! Potential buyers will negotiate directly with the CEO/Founder of Dollar Loan Center via private communications established specifically for this opportunity!

Important Note: The trademark/brand “Dollar Loan Center” will NOT be included in this asset sale.

As my readers know, Utah is an extremely hospitable state for banking, lending, AFS products… Although it’s relatively easy to secure a Utah lending license, it’s virtually impossible to secure storefront locations due to a multitude of municipal moratoriums..

Frankly, I anticipate a bidding war for this package of nine turnkey locations! Why? As a result of a multitude of positive developments regarding the CFPB, President Trump’s administration and highly anticipated re-election, historically low unemployment rates, record earnings and transaction volume reported by the publicly traded lenders in our space, an unquenchable desire by consumers for immediate small-dollar CASH-in-HAND loans …I simply do not recall a higher sense of optimism present in our industry since “the good old days!”

Want to take a deep dive into this opportunity & learn more? Get a copy of Chuck’s CONFIDENTIAL 17 pages “Dollar Loan Center Utah Operation Overview” offering!

If you’re serious and want to learn more about this unique one-of-a-kind opportunity:

  1. Navigate to the bottom of THIS PAGE
  2. Click on the “Download PDF” arrow/button
  3. Print the “Confidentiality Agreement.”
  4. Sign pages 1,7 and 9 where indicated ________________Purchaser
  5. Scan/email to me at TrihouseConsulting@gmail.com  
  6. Include your Name, Your Company Name if applicable, your phone… in this email you send to me.
  7. Immediately after Chuck B. receives your signed copy, you will receive the CONFIDENTIAL 17 pages “Dollar Loan Center Utah Operation Overview” offering packet with financials and pricing in addition to Chuck’s personal cellphone number & email established specifically to discuss this opportunity directly with Chuck.

The story?

Dollar Loan Center OpportunityI had the pleasure of meeting my long-time friend and one of the most respected and legit installment lenders in the industry, Chuck Brennan of Dollar Loan Center, for lunch near our homes in Newport Beach this past Friday.

Chuck B. has been in the industry for over 20 years! He launched in Las Vegas, Nevada. His Team grew Dollar Loan Center to over 100 locations in 4 states (Nevada, Utah, California and South Dakota). After successfully exiting their operations in California and South Dakota, as of today, Chuck, Mary and Team Dollar are ready to put their Utah operation on the market. They were planning to announce this in just a few days; on August 1st to be exact.

HOWEVER, I asked Chuck if it would be ok to blast out this great opportunity to my exclusive list of CEO’s and Decision Makers like yourself!

This will be an amazing opportunity for any organization capable of taking advantage of the 15 years of blood and sweat Chuck, Mary and Team Dollar have invested in building this highly profitable and respected asset in Utah.

Again, access the “Confidentiality Agreement” PDF below. Sign pages 1, 7 and 9. Then email it to TrihouseConsulting@gmail.com include your Name, Phone Number, Company Name [if applicable]

Following Chuck’s receipt of the signed “Confidentiality Agreement,” you will immediately receive the CONFIDENTIAL 17 pages “Dollar Loan Center Utah Operation Overview” offering packet with financials and pricing.

NOTE: I am NOT a Broker in the middle of this opportunity! I’m simply helping a friend get out the word to you and do what I do best: be the conduit that enables my network to connect & prosper.

Peace, Jer [ANY issues? Call Jer at 702-2086736 or email.]
Dollar Loan Center Utah Confidentiality Agreement 1

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21
Jul

More Great News for Borrowers: 4th Circuit Finds Lenders Entitled to Tribal Sovereign Immunity

For those of us who champion the rights of consumers and borrowers to have the right to choose financial products that are best for meeting their personal money challenges, the Fourth Circuit of Appeals just came through for them!

Native American Indian Tribes, servicers and vendors are considered to be “arms of the tribe” when properly constructed collaborations are implemented and are entitled to sovereign immunity.

This is a huge win for consumers, lenders, vendors and payment processors!

Per the Press Release by Weider, Brodsky & Kidder PC:

A panel for the U.S. Court of Appeals for the Fourth Circuit recently found that two lending entities affiliated with the Lac Vieux Desert Band of the Lake Superior Chippewa Indians (the Tribe) are entitled to tribal sovereign immunity as “arms of the tribe”.  The panel then ordered the dismissal of an underlying putative class action brought by five Virginia residents who claimed the payday loans they obtained online from the tribe-affiliated lenders violated state usury laws.  The panel’s decision reverses that of the district court, which held that the affiliated lenders failed to sufficiently prove they were “arms of the tribe” and thus were subject to the court’s jurisdiction.

One of the lending entities, Big Picture, was formed by the Tribe in 2014 to consolidate the Tribe’s lending activities, and in 2015, the Tribe formed Ascension as a subsidiary to support its lending activities by providing marketing, technological, and vendor services.  The appellees, Virginia residents, initiated a class action in federal court in 2015 in which they alleged that the payday loans they received from Big Picture came with interest rates fifty times higher than the legal limit in Virginia.  The lending entities moved to dismiss the case for lack of subject matter jurisdiction on the basis of tribal sovereign immunity, but the district court denied their motion, asserting that the appellants’ claim of immunity was unsupported by the evidence they provided.

In reaching its conclusion, the district court applied an “arm-of-the-tribe” analysis, which is used to determine whether tribal immunity may apply when a tribe-created entity engages in commercial activity.  The “arm-of-the-tribe analysis” typically involves consideration of the following factors: “(1) the method of the entities’ creation; (2) their purpose; (3) their… [Read More Below…

4th Circuit Finds Lenders Entitled to Tribal Sovereign Immunity

Want to know more? Grab a copy of our “Bible” or schedule a conference call with our Founder: Jer Ayles

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11
Jul

Calif. Assembly Bill 539 Update-Consumer Access to Small-Dollar Short Term Loans at Risk!

By Jer AylesCall Your California Senator TODAY or Your Customers Will Never Forgive You!

Consumer financial choices UNDER FIRE in California!

My state of California is on the verge of destroying the rights of consumers across the ‘”Golden State” to have access to credit based on their own needs, wants, and desires for solving their financial challenges!

As usual, our elected congressional representatives and the lobbyists who support this California Assembly Bill 539 think they know what’s best for ALL of us.

Lower loan rates, fewer fees, same-day money delivered to your bank account/card, Fintech, competition… are ALL contributing to the well-being of California consumers ALREADY. Don’t allow these elected representatives to STIFLE the reinvigoration of the “business of lending money to the masses.”

Consumers, lenders, vendors, suppliers, property owners, your local barista… will suffer if we do not raise our hand, call our Senator and express our distaste for their latest assault on our financial freedom and our disgust with the influence lobbyists exert on OUR REPRESENTATIVES!

Contact | U.S. Senator Kamala Harris of California

Contact – United States Senator for California – Senator Dianne Feinstein

1-Assembly Bill 539 and the Future of Consumer Loans in California

 

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10
Jul

Questions Payday Loan Customers Ask Lenders

We quizzed 94,577 consumers who either currently have or at 1X+ had a payday loan, title loan, or a non-collateralized installment loan.

As a lender or vendor or lawyer in the “Business of Lending Money to the Masses,”

YOU need to know what their #1 questions are. For the answers, invest in our 2019 Course. Click Here!

So, here you go:

  • How do I qualify?
  • What do I need to get a payday loan?
  • Where are you?
  • How can I get rid of payday loans legally?
  • Can you go to jail for not paying back a payday loan?
  • How can I avoid paying payday loans legally?
  • How can I stop a payday lender from electronically taking money out of my bank or credit union account?
  • How can I avoid paying payday loans legally?
  • What happens if I can’t pay my payday loan?
  • What happens if I can’t pay my payday loan?
  • How can I get rid of payday loans fast?
  • How to get out of payday loan debt?
  • How can I get rid of payday loans fast?
  • How can I settle my payday loan?
  • Payday loan settlement – Is it a good legal option to settle my payday loan?
  • How can I settle my payday loan?
  • Can they garnish your wages for a payday loan?
  • Is there a statute of limitations on payday loans?
  • Can I get a warrant for a payday loan?
  • What happens if you stop paying payday loans?
  • How can I stop my payday loans?
  • Can I stop paying payday loans?
  • Can’t afford to pay back payday loans?
  • Can a payday loan sue you after 7 years?
  • Do I have to pay back an illegal payday loan?
  • How do I get out of a payday loan cycle?
  • Are Payday Loans Bad?
  • How can I get a payday loan without a bank account?
  • Can I negotiate with payday lenders?
  • How can I get out of payday loan debt?
  • Can debt relief help with payday loans?
  • How can I stop payday loan garnishment?
  • How long can a payday loan be collected?
  • What happens if a payday loan check bounced?
  • Can I be chased for debt after 10 years?
  • How long does a payday loan stay on your credit?
  • Do debt collectors ever give up?
  • Can you go to jail for not paying a payday loan?
  • Can you go to jail for not paying a loan company?
  • How can I get rid of payday loans legally?
  • How can I get out of paying my payday loans?
  • Can I get a payday loan if I owe one?
  • Are payday loans illegal?

Jer – Trihouse 702-208-6736  For a copy of this report in PDF format delivered to your Inbox, send an email to: TrihouseConsulting@gmail.com

To schedule a strategy/exploration call, click to view my calandar Clarity.fm

How to start a payday loan, car title loan installment loan company

Course: How to Lend to the Masses

Click Here: $337.00 Immediate PDF Download


If you’re worn out spending hour upon hour searching Google for consumer loan business strategies, know-how, software, licensing, consumer credit reporting, sample contracts, collection tactics, profitability, how much start-up capital you need, anticipated default metrics, and on and on and on… Our “Bible” delivers ALL THESE ANSWERS AND MORE!

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