Payday Loan Biz Startup

How to Start or Improve an Installment loan, Payday Loan, Cash Advance, Small Dollar Loan, or any Business Lending Money to the Masses

You’ve been using Google, Bing or Yahoo to figure out one of the following:

  • How to start a consumer loan business?
  • How to start a cash advance business?
  • How profitable are payday loan, installment loan, car title loan… businesses?
  • How to start any lending business that loans money to the masses?
  • Do I need a license?
  • How do I collect from borrowers who fail to pay me?
  • Marketing ideas for my loan business?
  • What software is good for running my loan business?
  • Or, worst case, you’re a borrower whose trying to figure out how NOT to payback a loan :o) That’s you? Might as well go here:

How to Start a Loan Business Payday LoansIf you’re frustrated and ready to get ALL these answers and more, you’ve come to the right place! is the ultimate resource for all things related to the business of lending money to the masses. We opened our first loan store Garden Grove, California in 1998 and have not looked back.

Spend as much time as you like reading our previous Posts. We’ve thoroughly discussed every aspect of the business including brick-n-mortars (stores) and Internet loan business startups, , startup capital, operations, collections, marketing, licensing, website development, site location, software, sub-prime consumer databases, call centers, tribe collaborations, offshore and state-by-state licensing, The CFPB, mobile-friendly websites, lead generation, lead buying, lead selling, how to become an affiliate… EVERYTHING!

Finally, when you’re ready to “jump-in the fire” and start a consumer loan, title loan, payday loan …business, , cash advance, small dollar loan business… invest in our 500+ page “How to Loan Money to the Masses Start-up and Training Bible.” There is nothing like it anywhere. We have zero competition! We are Trihouse – operators, lenders, consultants, conduits and THE RESOURCE for the consumer loan industry. Our CEO has been referred to in virtually every publication that has either embraced or attacked our industry! Proof? Simply refer to “Resources & URL’s on the right-hand side of this page you’re reading and click-on any of the links such as: Jer in Bloomberg  or Jer in the Wall Street Journal in order to view the actual article.

Payday Loan Course

Payday Loan Bible Table of Contents:

  • Covers both store and Internet payday loan businesses
  • 500+ pages
  • To Be Successful, Do This
  • Our Goal
  • Macro-Overview of PDL’s & Micro-Lending
  • Hang-in There Payday Loan Fans, The Future is Ours
  • Flash it’s a Whole New Business – Quick hits and last Minute Observations
  • 1st Look at the Internet Model
  • Payday Loan Business Analysis
  • Payday Advance General Overview
  • General Tactics
  • Exhibits A – F
  • Master Agreement
  • Extension Procedures
  • 3rd Party Collection Issues
  • Manloading & Personnel
  • How Much $$ Can You Earn
  • Sub-Prime Consumer Reporting
  • PDL Software (LMS)
  • Electronic Funds Transfer
  • Demand for Internet PDL’s
  • Marketing Other Than Search Engines
  • Purchasing Payday Loan Leads & Applications
  • Email Strategies
  • Mobile Friendly Web Sites
  • Faxing of Documents
  • Collections
  • Determining APR Formula
  • Default Rates
  • Compliance Issues
  • Licensing & Regulations
  • Choice-of-Law Model
  • State-by-State Model
  • Sovereign/Tribe Model
  • Offshore Model
  • CSO>CAB Model
  • Bank Model
  • Creative Models
  • PDA Demographics
  • Marketing, Branding and Advertising
  • Tactics & Strategies
  • Site Selection
  • Payday Loan & the Internet
  • Internet Demographics
  • Call Centers
  • Prepaid, Stored Value & reloadable Cards
  • Kiosks or Automated Financial Centers
  • Additional Income Streams & Traffic Builders
  • Obtaining Funds for Your PDL Business
  • Bonds
  • Western Union Services
  • Checklist Magazine
  • List of State Regulatory Agencies
  • Definitions
  • Guide to Buying a Franchise
  • Legal Resources – Lawyers
  • Business Plan
  • About the CD
  • Final Thoughts on the Industry
  • Payday Loan Contracts & Disclosure Forms
  • Discussion of alternative methods for conducting Payday advances. (Internet Service Provider/cash rebate, Sale-Leaseback, Catalog sales, etc.
  • Includes our Canadian Payday Loan Resources when we ship to Canada
  • Includes our Payday Loan Software Report
  • Includes Australian PayDay Loan Report when we ship to Australia
Payday Loan Course

Who is this “How to Loan Money to the Masses Bible” for? Business entrepreneurs, new PDL entrants, experienced players looking for creative ideas, vendors, lawyers and accountants serving our space, academics, investors and hedge fund management – virtually anyone with a need for in-depth knowledge and access to the economic metrics of a payday loan internet or brick-n-mortar enterprise.