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Trihouse Consulting Services Available:

We are THE CONSULTANT TEAM you’ve been looking for! Do you want to enter “The Business of Lending to the Masses?” We offer to consulting services by phone, in-person, the opportunity to “work” in one of our Texas stores, or you may invest in one of our Courses and study at your own pace. Since 1998, we have owned and operated our own consumer loan stores and websites. We’re focused on the small-dollar businesess-to-consumer [B2C] lending niche. Our Founders have participated at annual consumer lending association conferences, taught Boot Camps, and appeared in The Wall Street Journal, Bloomberg, The New York Times… and more than a few books. You want to enter the “Business of Lending Money to the Masses Profitably,” you engage Trihouse Consulting. 702-208-6736 PDT:  Jer@theBusinessOflending.com  

 

$237.00 Immediate PDF Download

How to start a loan business, payday loans, title loans

If you’re worn out spending hour upon hour searching Google for consumer loan business strategies, know-how, software, licensing, consumer credit reporting, sample contracts, collection tactics, profitability, how much start-up capital you need, anticipated default metrics, and on and on and on… Our “Bible” delivers ALL THESE ANSWERS AND MORE!

How to loan money to consumers! Payday loans, car title loans, installment loans, line-of-credit loans… via the Internet and storefront models.

  • Answers to:
  • How profitable are they?
  • How much do these businesses earn?
  • Do you need a license?
  • We update our “Bible” every 3 months.
  • Course 1: How To Start a Consumer Loan Business: Our 500+ Page Manual
  • Chapters:
  • Profits: Consumers pay $10 – $35 per $100 Borrowed
  • How to launch a consumer lending business
  • Payday Loans
  • Small Dollar Loans
  • Installment Loans
  • Car Title Loans
    Personal Loans
  • Signature Loans
  • Non-Secured Personal Loans
  • StoreFront Lending
  • Internet lending
  • Licensing? State/Province
  • What loan management software to use?
  • Capital required?
  • Profitability?
  • Collections? How to Collect Your $$
  • Borrower Underwriting? 3rd Party Credit Reporting agencies for the Sub-Prime
  • Store & Internet Lending tactics & strategies
  • Sample contracts, License apps…
  • Tribe Model: How to Partner with a Native American Indian Tribe
  • How to Deliver the $$ to Your Borrower [ACH, Debit, Cash, Checks…]
  • Texas & Ohio CSO/CAB model
  • Marketing, Branding, Advertising: How to Put Your $$ to Work
  • Leads: Buy $2 leads or $200 Leads?
  • Web Sites: Why You Need Them. How to Get One Built Inexpensively. Mobile-Friendly…
  • Site Selection: Where to Put Your Loan Store
  • Default Rates: How Many Borrowers Will Fail to Pay You
  • Email Strategies: How to Build Your Own List
    No More Faxing of Documents
  • How do You Raise $$: Cost of Capital Today
  • $237.00 PDF Immediate Download
    100% Refund Policy
  • Doubts? Here’s a Link to our Founder’s LinkedIn Profile
How to start a loan business, payday loans, title loans


Schedule a Call with our Founder. You want to learn how to make money by lending money? You’re fed up spending hours and days with “google search” in an attempt to figure out if small-dollar lending, payday loans, car title lending, and installment loans are profitable? Talk to an expert!

Request a Call; as little as $75.00 for a 15-minute call. Extend the call if you like.

Via Clarity.fm, you will be pre-charged for the estimated length of the call, based on our current rate.

Connect directly with our Founders on the day and at the time you select.

Ask ANY question regarding the small-dollar loan industry.

At the appointed day/time, call the conference line we provide. After our call, the charge will be adjusted to reflect the actual length of our call.

Jer and the Team at Trihouse Consulting have taught thousands of entrepreneurs the correct way to identify, evaluate, negotiate, perform due diligence on, finance, turn around and operate payday loan, car title loan, and installment loan businesses; “the business of making money by lending money.” Some people think we’re nuts for doing this, but the truth is that we’re far from crazy. DOING & Teaching opens doors for us that pales in comparison to any other channel.



How to Operate a Texas CAB?CSO Loan Biz
$197.00 How to Operate a Texas CAB/CSO Loan Biz

Texas CAB/CSO Credit Services Organization Report

An analysis of the CAB/Credit Services Organization Model as it applies to Texas. An alternative to the Payday Loan Model.

What is a Texas CAB/CSO Credit Services Organization?
In essence, a CSO or Credit Services Organization is defined by the Texas Credit Services Organization Act (Section 393 of the Texas Finance Code) as an entity or person that provides one of the following services:

* Improving a consumer’s credit history or rating.
* Obtaining an extension of consumer credit for the consumer.
* Providing advice or assistance to a consumer regarding the previous two services.

How does the CSO Credit Services Organization work with payday loans?
The CSO Credit Services Organization operates as a broker, The Texas Credit Services Organization Act (CSOA) allows the payday loan lender to register as a CSO and act as a loan broker. Thus, the CSO can make loans via “3rd Party Lenders” that are UNREGISTERED and UNLICENSED. The CSO Credit Services Organization acts as a broker for the consumer in need of funds by issuing a “letter of credit” on behalf of the consumer to a “3rd Party Lender.” This 3rd Party Lender funds the “loan” brokered by the CSO.

How does the Texas CSO Credit Services Organization collect its 3 fees:
A referral fee for referring the consumer to the lender that actually funds the “loan.” This is not stipulated by any law but is currently $20 to $30 per $100.
An application fee for filling out the CSO documents; typically $10 per $100.
The interest on the “loan” paid to the 3rd Party Lender caps at 10%/year.

Our 100+ page “Texas/Ohio Credit Services Organization [CSO] Report” includes a thorough description of how this model works, how to construct the loan entity & the CSO, sample agreements between the CSO and the 3rd Party Lender, sample consumer contracts & more.