Category: Laws


Oregon Online Payday & Title Loans

Oregon-licensed payday and title lenders

These payday/title lenders are licensed to do business in Oregon and follow Oregon laws. While most payday lenders operate out of stores, eight Oregon-licensed lenders offer online loans.

Online lenders:

1st Money Center Inc.
Hurst, Texas

Chicago, Illinois

Check Into Cash
Cleveland, OH

Express Money Center
San Jose, CA

Lend UP
San Francisco CA

Loan by Phone of Oregon LLC

Check Into Cash

Quik Check Financial Inc.
Multiple Oregon locations

Currently there are no Oregon-licensed title lenders online.

Store lenders:

*These store also offer title loans

*ACE Cash Express Inc.
Multiple Oregon locations
Store locator:

Approved Finance Inc.
1981 Lancaster Dr NE, Salem, OR (503-588-3077)

Cash and Go
1235 NW 185th Ave, Aloha, OR (503-553-8865)
1444 NE 102nd Ave, Portland, OR (503-252-6717)
3256 Lancaster Dr NE, Salem, OR (503-371-5456)

Cash Land LLC
11055 SE Division St, Portland, OR (503-253-8868)

650 S Hwy 395, Hermiston, OR (541-567-2420)

ColorTyme Cash
235 Barnett Rd. #102, Medford, OR (541-772-9332)

Pocket Money
245 High St. NE, Salem, OR (503-566-7500)

Pacific Finance Corporation Inc.
10359 SW Canyon Rd, Beaverton, OR (503-626-4939)
1315 SW Hwy 101, Lincoln City, OR (541-996-2556)
16705 SE McLoughlin Blvd., Milwaukie, OR (503-659-5240)
8201 SE Powell Blvd. #C, Portland, OR (503-771-0169)

PayDay Express
1925 River Rd, Eugene, OR (541-607-1177)

Quik Check Financial Inc.
3952 S 6th Street, Klamath Falls, OR (541-883-3300)
347 NW Garden Valley Blvd, Roseburg, OR (541-672-3000)
844 S Riverside, Medford, OR (541-734-5555)
1618 Williams Highway, Grants Pass, OR (541-476-6600)

*Rapid Cash PayDay Loans
12131 SE Powell Blvd, Portland, OR (503-762-2224)
19026 E Burnside St., Portland, OR (503-665-7535)
3849 SE Powell Blvd, Portland, OR (503-239-5225)

Sawbucks Inc.
2311 S 6th St, Klamath Falls, OR (541-882-6898)

*Speedy Cash
1601 W 7th Ave, Eugene, OR (541-968-3643)
4219-B Main St, Springfield, OR (541-988-3388)

About this list:

  • Most licensed payday/title lenders operate out of storefronts, and their addresses are listed here. Only a handful of licensed lenders make loans online.
  • Banks and credit unions can make payday loans but are not required to obtain a license.
  • In addition to payday loans, some companies make title loans. This is a way to borrow money using your car title as collateral.

How to Start a Florida Payday Loan Business

How to Start a Florida Payday Loan Business

For years, the State of Florida has enforced specific safe-harbor payday loan laws enabling Floridians to use a payday loan to solve a financial emergency when appropriate. The CFPB would like to take these products away and override the good work performed by the Florida State Legislature. Kendrick Meek, who wrote this piece, is a former U.S. Representative who represented Florida’s 17th Congressional District from 2003 to 2011. He previously served in the Florida House of Representatives from 1995 to 1998 and Florida Senate from 1998 to 2002.

Short-term loans: Providing solutions to financial bumps in the road

As an African-American growing up in the Liberty City section of Miami-Dade County, I saw many families endure financial hardship from time to time. Unfortunately, many of these families, when left with no other options, turned to dubious methods and sources for help getting over these temporary challenges. As often as not, the “solution” was worse…Continue Reading..


Moneytree-Washington Payday Loan Laws

UPDATE ON WASHINGTON PAYDAY LOAN LAWS: A bill backed by Seattle-based Moneytree to reshape the state’s payday loan regulations and allow longer-term borrowing survived a contentious Senate debate but was not taken up by the House. Senate Bill 5899 would replace traditional two-week, high-interest consumer loans with “installment loans” that could extend – and accrue interest and monthly fees – over several months.