Texas CSO-Cab Payday Loan Business

Hello All – as of Monday 5/27 the Regular Session of the 83rd Texas Legislature closed.  As you may know, there were no Credit Access Business bills passed and regulations remain the same as they were prior to the Session.  A “Special Session” was called and there are only a handful of topics reported to be up for discussion, namely Redistricting.

Going back to February when our group became involved, we have learned much about how the process works in Austin, and also understand first hand that smaller Credit Access Businesses can make a difference.  The small business owner-operator/entrepreneur in Texas has a lot to say, and fortunately for us we had an audience this Session with many Representatives and Senators at the Capitol who listened.

We now have some breathing room and freedom to operate without concern of implementing the long list of regulations & rules we saw proposed in many bills this Spring.  However, the concern over local City Ordinances remains, and our group should remain mobilized and informed about how we can work against the spread of these burdensome and impractical restrictions.

Our group has the opportunity to prepare for next Session which begins January 2015.  We’ll need to work against City Ordinances as mentioned, and also now it will be wise to address many of the issues we saw brought up by industry opponents, such as: “Cycle of Debt,” Income thresholds for loan amounts, refinance limits, and extended payment plans.  Planning ahead and staying focused on what we know our opponent’s arguments might be in 2015, will serve us well in the future.

Efforts are underway to finalize an operator Compliance/Education/PR Program that will hopefully command the attention of Lawmakers, Regulators, and Consumer Advocates, and accomplish the objective of getting our Industry ahead of the curve next time around.  Updates on the progress of this program, called Borrow Smart, will be sent out when available with a possible roll-out date in July 2013.

Michael B.

Michael Brown
C.A.B. Consulting


Email Michael:
Call Michael: 214-293-8676



Payday loan customers access our products via a multitude of channels. Old-school methods still work :o) Jer TrihousePayday Loan Marketing Ideas




Miro p. Payday Loan UniversityHello Payday Loan Fan,

It’s Miro P. from Payday Loan University

You haven’t invested in my “Powerhouse PDL Operator’s Course” yet and I wanted to share a few comments that have already been said about my course:

“Miro tells you step-by-step exactly what you must do to elevate your business above the competition and PROFIT. If you don’t absorb every word on every page, it’s your loss. Essential lessons from one of the best, so don’t squander it.” Dan Premus, Toronto, Ontario

“A lifetime of experience and knowledge in PDL operations and marketing, boiled down into simple ‘a la carte’ strategies anyone can use. The survey and examples alone, are well worth the price of admission. If you’re running a PDL store, do whatever you can to get your hands on this course, devour it and IMPLEMENT.” Steve Bartlett- Vero Beach, Florida

“Miro, good in-the-trenches stuff in your collections and underwriting chapters. It’s a business in which you have to get your hands dirty.” Steve Hodgdon -Mr. Collections – Novato, California

As a reader of PaydayLoanIndustryBlog, you have a very limited opportunity to invest in  Miro’s Powerhouse PDL Operator’s Course at a heavily discounted price. I only emailed this ALERT to entrepreneurs that I firmly believe will achieve SUBSTANTIAL benefits by studying AND executing the new tactics revealed. You know I respect my subscribers and do not waste their time. Jer Trihouse

Act NOW, and take advantage of the special price that I worked out for you, and you ONLY. Sorry! It’s too late. The $200 special discount Miro was offering to Trihouse readers ended . No B.S. The Powerhouse Course went to $595.00. (It’s still a great value at $595.00.) 

You’ll get 180+ pages revealing:

  • A completely new way to look at underwriting
  • Discover how you are chasing your best customers away
  • How to find the best employees
  • 17 PROVEN marketing ideas to get your numbers up right now, and NOT spend a fortune doing it.

***All of this is 100% guaranteed. If you’re disappointed with the quality of the material, you get your money back!

Click here to get more information – invest in a copy of “Powerhouse PDL Operator’s Course.”

P.S. Ironically, some of the most compelling testimonials I’ve received from the hundreds of readers of the Powerhouse PDL Operator’s Course are in regards to the way the Course is written. “It’s blunt, clear and funny.” Our business is so unique. It’s exciting to see one of the most creative and innovative people in our industry “pry open his head, and let us peek inside to see what we can use.”

P.P.S: DUE TO DEMAND, “Powerhouse PDL Operator’s Course” is now available printed & shipped or immediate download it in Adobe Acrobat!

Now go make some money!!
Jer – Trihouse


More BS: UK Payday Loan Study

With few exceptions, the media and so-called consumer advocacy groups do a pathetic job of reporting on the payday loan industry! At least they’re consistent; their bias makes me gag. The old saying,  “If you say it enough times, it becomes the truth” is their strategy. For your “enlightenment”  Dear Reader, a quote and a link to another feeble attempt to attack our small dollar loan industry: “Citizens Advice Bureau received 1270 survey responses (out of 4.1 million UK loans). Selected results, covering some of the main issues for consumers such as how much the loan is going to cost and how it needs to be repaid, are set out below.”  A link to the “Survey???”

Jer – Trihouse



New-Powerhouse PDL Operators Course

If you don’t own and operate at least one payday loan store, stop reading NOW! My friend and collaborator, Miro Posavec, a Co-Founder of and CEO at TotalOperationsManagement has written a brand new PDL Course for store operators. Take a look… Miro is offering a limited time, serious discount to followers of Trihouse Consulting. AGAIN, this is NOT for NEWBIES! “Seasoned” PDL operators ONLY!
Payday Loan University

Powerhouse Course

Powerhouse google local

EXPOSED: Secrets that you can use to increase your storefront payday loan business


PROFIT from my mistakes, experience, and hard won wisdom. My course will CREATE increased revenues, reduce losses, and grant you many peaceful nights.


What tools and strategies do online lenders use to give loans to customers that they’ll never meet or see in person? How do they lend money when they’ll never see a Drivers’ license, paystub, or bank statement?

This information is the real deal with nothing held back. Marketing, underwriting, collections, employee relations, THEFT prevention, and bad debt. It’s all in there. And sometimes it’s not pretty.

My Powerhouse Course offers killer strategies for payday owners to grow their business through MEASURED marketing. You will see how the “tricks” the Online lenders use can benefit you.

You’ll discover how to attract more of your ideal customers and clients, get them to come back more often, have them spending more on each visit and send you more referrals than you ever thought possible.

AND, I’m going to teach you how to HOLD onto those dollars by preventing employee theft, reducing bad debt, and be more effective at collections.

The Payday industry is very different. If you want to learn the strategies you need to have the business you dream of and hold every single dollar you spend accountable for multiplying itself then Powerhouse is the resource for you.

  • * Build a better, smoother operation
  • * Attract and retain your IDEAL customers
  • * Create an  “extreme” competitive advantage
  • * Skyrocket your sales and multiply your profits in ANY Economy
  • * STEAL the secrets online operators use and apply them to your operation.
  • * The secrets to magical underwriting
  • * Using tools that you’ve probably never heard of
  • * Put cash in your pocket NOW
  • * Get your bad debt money BACK
  • * Be Top Dog in your Marketplace EVEN with a huge national competitor next door.
  • * Remove ALL obstacles to enjoying your business and your life.
  • * Get more done in less time

A completely UNCONDITIONAL LIFETIME Guarantee!

And here it is, plain and simple: If at any time you’re dissatisfied, simply return the information for a prompt
and courteous refund – for life!

So, let’s look at my product offering and How you can save big $$$ if you order NOW!

1: Powerhouse Storefront Operations Course:
My 180+ page guide to Marketing, employee relations, and enhanced operations.
List Price of this course: $595.00 But if you order by midnight Wednesday May 22, 2013, Trihouse has a deal on this course for: $395.00. That’s a $200 savings.

Click Here: Get “The Powerhouse PDL Operators Course” in Adobe Acrobat now!

Click Here: “Powerhouse Storefront Guide to Online Lending” printed & shipped!


This week only, Trihouse & Payday Loan University is offering this SPECIAL DISCOUNT: $395.00 IF you invest in my Powerhouse PDL Operator’s Guide NOW. That’s a total savings of $200.00!! That’s more than 33% OFF the full list price. You must act by midnight Wednesday May 22, 2013 – NO B.S – this price will never be offered again!!!

Why should you act right now? There is no RISK! All of my courses are 100% guaranteed to be useful, practical, and include PROVEN strategies and ideas. Again, these DISCOUNT prices are only available until midnight Wednesday May 22, 2013. When these courses are officially released, these discounts will never be seen again! (I swear on my name and on my reputation!)

Miro Prosavec
Co-founder Payday Loan University
Total Operations mngt.