PAYDAY LOANS-OBAMA FIGHTS BACK ON CUTTING CFPB FUNDING

By | Apr 15, 2015

The payday loan-small dollar credit industry continues to fight the good fight. However, an administration source was quoted as saying: “On Wednesday, House Republicans are looking to sneak an amendment into HR 1195 that would cut CFPB funding. To be clear, any attempt to limit funding at the CFPB is an obvious effort to weaken […]

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Texas: Guns, Payday Loans, CABS-CSO’s, 3rd Party Lenders and Car Title Lending in Texas

By | Mar 11, 2013

The state of Texas has long held a reputation for personal freedom, low taxes, and minding one’s own business. Texas attorney Greg Abbot recently ran this ad in The New York Times, “Wanted: Law abiding New York gun owners looking for lower taxes and greater opportunity.” The Facebook landing page reads, “We have right to […]

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Payday Loan and Car Title Pledge Loans: Unintended Consequences of Access to Credit

By | Jan 17, 2013

There is a strong argument for advising regulators to avoid restricting consumer access to credit alternatives. A piece written by Todd Zywicki and Robert Sarvis  at Mercatus.org does a good job of championing a multitude of financial products including car title “pledge” loans and payday loans. Here’s a portion: “Well-intentioned legislators and regulators assume that restricting particular forms of […]

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Jer Ayles-Ayler Trihouse on the Road with Payday Loans & More

By | Mar 21, 2011

AFS (payday loans, check cashing, currency exchange, money transfer, car title loans, tax refunds…) products and services coming

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Arizona Payday Loan Laws and Legislation

By | Jun 16, 2010

Payday loan lending businesses are now prohibited from operating in the state and, as a result, many Arizona payday loan lenders are considering converting to car title or auto-title loans and check cashing operations, which may be legal under Arizona law. Payday loan lawyers and compliance experts are researching these business models now.

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