Payday Loan, Installment Lending & Direct to Merchant Disruption

By | Mar 24, 2014

By Jer Trihouse. The small dollar loan space is undergoing monumental change. It’s time we step back and remember what our borrower’s goals are. They want money, right! But what’s their next move? To pay a merchant for a service or a product? Maybe pay a bill? In case you missed this, Max Levchin has […]


Payday Loans – Consumer Federation of America Wake-Up!

By | Mar 15, 2010

Consumer Federation of America WAKE-UP! Educate yourselves first!! Payday loan consumers MUST HAVE BANK ACCOUNTS TO QUALIFY FOR A PAYDAY LOAN! Of course they must have a job also in order to pay us back.


Payday Loan Business: A Magical Method to Increase Profits

By | Mar 11, 2010

Face it! Paying your employees $8.00 to $12.00 per hour just won’t get the job done. You have to incentivize your people to achieve your goals.


UK Door Stop Lenders Blamed for Poor!

By | Feb 28, 2010

These people are nuts! Their report actually states, “Cheap credit has pulled the UK’s poorest families into a spiral of debt.” What are they thinking? Would not these families have run out of options even sooner had the “door stop lenders”, payday loan operators, car title and other “no credit checks and no questions asked” lenders failed to provide emergency cash?


Magic Numbers Don’t be misled by payday loan statistics.

By | Jan 27, 2010

A common practice in making small loans of a few hundred dollars for a few weeks is to charge about $15 per hundred dollars lent. Politicians, the media, community activists, and miscellaneous other busybodies are able to transform these numbers into annual percentage charges of several hundred percent, thereby creating moral melodramas and demands that the government “do something” about such “abuses.


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