Spy on a Payday Loan Company-Their Plan and Financials

By | Jan 14, 2011

You want the inside scoop on the payday loan industry? Are you drooling over the profits you hear are occurring in the micro-lending/AFS (alternative financial services, payday loans, car title loans, peer-to-peer lending… ) industries?

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The Future of the Payday Loan Industry Revisited Again – An Expert Opinion

By | Jul 28, 2010

In summary, I do not believe that the people who will lead the BCFP and who will execute the BCFP’s rulemaking process will regulate the payday loan industry out of business on the basis of prejudice, malice or politics, or that they will promulgate regulations in anything other than a near-plodding, diligent and fair way. I do not believe that a payday loan is “deceptive” or “unfair” within the common legal meanings for those terms, and I do not believe a payday loan can be shown to be “abusive” without the BCFP’s impermissible intrusion into interest-rate matters denied to it under the statute.

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