Idaho Car Title Loan Laws

By | Feb 27, 2014

By: Trihouse Consulting. Idaho has specific statutes that address car title loans. Article 9 of the Uniform Commercial Code applies. (U.C.C. 9-201 et seq.) There are 3 specific formalities: There must be given value by both parties The debtor must have rights to the collateral There must be an authenticated security agreement In addition to […]

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Major ACH Announcement and Who Really Hates Payday Loan Lenders

By | Feb 19, 2014

By: Jer Trihouse. (Note – Major, positive announcement coming regarding dollar delivery systems.) Our challenge today is a matter of perspective. The old ways of lending money are behind us. In spite of all the bad press, the constant attacks, the unrelenting pressure put upon our industry, the future is VERY BRIGHT for those of us who adapt to this new world. Demand is only going to increase. A “globalization” of the middle-class is occurring. It’s like a barbell; the wealthy on one end and the rest of the wage earners at the other end. For lenders, there are some REALLY exciting solutions on the horizon! I’m talking about NOW! Today!! For those of you in need of new, creative dollar delivery and processing alternatives, I’ll be making a major announcement SOON! Things are looking up! [If you haven’t already, apply here for a private intro: ACH ] Who Really Hates PDL Lenders. I had lunch with a friend the other day. My friend owns 60+ locations in multiple states. His first words to me were, “I hate internet lenders.” Now don’t you forget, I “cut my teeth” with the store model. I still have equity in multiple brick-n-mortars. And, for a little perspective, know that my friend – a really smart PDL guy – recently […]

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Maine Payday Loan Industry Addresses ACH

By | Feb 14, 2014

By: Trihouse. Stop Online Lending in Maine? A Maine Bill, L.D. 1691 to end the ability of online lenders to use the ACH system is moving to the full state legislature with the unanimous support of the state’s Insurance and Financial Services Committee. The Bill, L.D. 1691, addresses the problem of unlicensed payday loans. Currently, […]

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Hi! It’s Bobby From the US Post Office & You Owe Us Money

By | Feb 12, 2014

“Hi, my name is Bobby and you’re going to prison if you don’t pay my client, the United States Post Office, their MONEY! Plus, we’ll cut-off your ability to buy stamps! And, we’ll sick the IRS on you. And…” So Elizabeth Warren thinks it’s a great idea for the US Postal Service to loan money to […]

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Payday Loan Sharks Eat Their Young-We’re All Swimming to the Last Life Preserver!

By | Feb 8, 2014

By: Jer Trihouse. Guys, let’s get real! You manage to hook-up with an ACH processor in this environment? Shhh… hush-up, Man! Hold your cards close to your vest. Your Team figured out a unique strategy for on-boarding a narrow demographic? You figured out a way to offer collateralized loans in a virtual world?  Your analytics […]

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