Pennsylvania Payday Loan Laws

By | May 25, 2012

Pennsylvania State Rep. Chris Ross, a Harvard graduate, actually gets it! Embrace payday loans, regulate them, let consumers make their own financial decisions, create jobs, increase Pa state tax revenues, stop forcing residents of PA to get their payday loans via the Internet…

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Tribe and Sovereign Nation Payday Loan Strategies

By | May 23, 2012

If the tribe payday loan model is of interest to you, check out Allen Parkers’ latest Sovereign Nation Post.

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Payday Loan Industry – Thoughts and Status

By | May 21, 2012

  That Used to Be Us? NO! We’re Still Here – PDL Industry The past 5 months I’ve been in payday loan workshops and conferences in 3 countries and 5 states. I’ve been lucky enough to attend meetings with operators, hedge funds, software providers, sub-prime consumer data reporters, 300+ seat call center operators, ACH providers […]

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Delaware Payday Loan Laws

By | May 18, 2012

The payday loan debate continues in Delaware: The bill aims to limit the number of short-term loans a borrower can obtain to five $1,000 loans in a 12-month period. It also would establish a database to track the number of payday loans issued annually, the total amount of interest and fees paid to satisfy the […]

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CheckSmart is Using Bank-Issued Prepaid Cards to Evade State Payday Laws

By | May 17, 2012

Personally, I think it’s BRILLIANT!  It’s a PR piece but revealing… Bank Regulator Urged to Stop Community Choice Financial Inc., Going Public May 8, From Using Prepaid Card Payday Loans to Evade State Law Washington, DC?The payday lender CheckSmart is using bank-issued prepaid cards to evade state payday laws and today a coalition of consumer […]

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