Texas CSO Credit Services Organization Transition to CAB Credit Access Business, January 1, 2012

By | Oct 19, 2011

If you have an interest in the Texas payday loan CSO Credit Services Organization transition to the new CAB Credit Access Business Model read on! Delete this now if not!! Texas (CSO) Credit Service Organizations are facing a new phase of payday loan regulation as they are forced to transition to the Credit Access Business […]

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Online Lenders Alliance OLA Convention Followup – Denver

By | Oct 13, 2011

I just returned home from the payday loan Internet convention put on by OLA in Denver. My initial reaction? OPTIMISTIC! POSITIVE!! OUR FUTURE IS SECURE!!! I’ve been riding this payday loan roller coaster since 1997. From a legislative and regulatory perspective, it’s been challenging to say the least. Our industry, the business of loaning money, […]

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Bank Fees in Violation of Military Authorization Act?

By | Oct 6, 2011

One of the provisions of the FY 2007 Military Authorization Act, makes it illegal for creditors to grant payday loans and car title loans to military members. The change also prohibits charging more than 36 percent interest to military borrowers. Fees, service charges, renewal charges, credit insurance premiums or any other product “sold” with the […]

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OLA – Online Lenders Alliance Conference in Denver next week, read on

By | Oct 4, 2011

If you’re going to be at OLA – Online Lenders Alliance Conference in Denver next week, read on. I can’t believe this is free! Current Major Issues in Online Lending from the Regulatory, Litigation and Tax Perspectives Brunch You’re invited to join Claudia Callaway and Christina Grigorian of Katten Muchin Rosenman LLP and Allen Kutchins […]

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